We are dedicated to high quality residential appraisals and excellent service. Property appraisal inspections are thorough and detailed, current market trends and recent sales data are considered to determine market value estimates. Reports are detailed appraisals (20+ pages) and delivery consists emailed PDF appraisal report documents and mailed hard copies appraisal reports with color photos and maps. All appraisers are experienced and knowledgeable of the market areas we service in SC. Our appraisal reports are used for many purposes including pre-sale appraisal or prelisting appraisal reports, tax assessment appeal appraisal reports, pre-purchase appraisal reports, tax reassessment appraisal reports, estate settlement appraisal reports, divorce appraisal reports, bankruptcy appraisal reports, tax grievance appraisal reports, pre-foreclosure appraisal reports and FSBO appraisal reports. If you need an appraisal for any reason on a residential property then we are the company to call. Given the opportunity......we will impress!
Licenses / Credentials:
• Certified Residential & Licensed Appraisers
IThere are numerous reasons to need a quality residential appraisal report. The primary reason that most residential properties are appraised is during the loan process for a refinance or a purchase. However, there are many reasons you may need to contact a certified residential appraiser to schedule an appraisal on your home. Appraisal reports provide an estimate of market value based on recent sales data. An appraisal report may consider the cost to replace and the income produced by a rental property but the primary indicator of current market value is the sale of similar homes within the market. Professional Appraisal Services, Inc. will provide a full appraisal that is the same report that would be used by a financial institution.
Appraisal reports are developed after a property is inspected by a certified residential or licensed real estate appraiser. The first step is to schedule an appointment to have your residence inspected for appraisal purposes. The appraiser will measure the home and take notes on the exterior and interior condition of the home. The appraiser will take notes on recent upgrades and take photos. The appraiser will draw a complete floor plan and a professional sketch with the living area breakdown to be included within the report.
After the appraisal inspection it takes two to three business days to complete the report. Once the appraisal is completed which includes an analysis of recent sales within your market and an estimate of value for your home. The report will be emailed and a hard copy report is also mailed to you at no additional charge.
Pre-listing or Pre-purchase Appraisal Reports: Control the Knowledge : Know the Market Value Before Selling
One of the biggest challenges in selling a home is knowing the market value of your residential home. Property values vary in the Columbia metro area and the rise and decline of property values varies based on sales data. The market value of a home is not something that you can search for and find on the internet. If you use an automated site it will only evaluate your property based on public records information. Take control of the selling process and know the market value of your home. If you are selling as a FSBO (for sale by owner) or working with a licensed sales agent, it still benefits you to have an unbiased opinion of the current value of your home. This could save you thousands of dollars and help your home to sell quickly. Many homes are "under water" still in our area and an unbiased appraisal report from a local professional can help you decide if it's time to sell, for how much ,and whether you can afford to utilize an agent that will earn a commission. If you are selling your home and have an appraisal report you can feel confident that you know the correct square feet of the home which is a huge factor in the price of a home. Having an appraisal report puts you in control of the knowledge -- know your homes value before selling!
Tax appeal Appraisal Reports: Are you being overtaxed?
Richland, Lexington, Newberry, Fairfield and most midlands area counties have recently had a tax re-assessment. Tax appraisals are based on mass appraisal data and the county does not have the man-power or time to complete a thorough, residential appraisal report on each residential property that is assessed within the Columbia metro area. Therefore, you may be under taxed or you may be over-taxed? If you don't know what you are assessed at you can check the county assessor's site that has that information. If you have trouble finding this information then give us a call and we can assist. After reviewing the assessor's data, if you feel you are being over taxed then you can contact us to complete a tax appeal appraisal report. We will check with the county assessor and ensure that the report provided is in the format that they can evaluate to determine if they will lower the appraised value on your home which will lower your taxes. In the past, the assessed values were much lower than the market values but this is not always the case now that the counties are basing taxes on last sales prices (despite the recent economic downturn).
Divorce Settlement Appraisal Reports
Due to a home being one of a married couples largest assets, it is very important to know the market value of your home if you are going through a divorce. Professional Appraisal Services, Inc. has provided thousands of reports within this area and we can provide you or your divorce attorney with a thorough and complete report. Further, having an unbiased opinion can help settle the divorce with less conflict. Multiple report options are available from exterior only reports that can be completed without coming inside the home. Divorce is a difficult process, but a professional appraisal report can assist through this difficult time.
Estate/probate, Inheritance Appraisal Reports
Professional Appraisal Services, Inc. completes reports that can be used for estate planning purpose. Our quality, residential appraisal reports can also be used for probate purposes and for bankruptcy. We offer a full residential appraisal report that can be used for estate or probate
Residential Home Appraisals
Tax Appeal Appraisals
Divorce Settlement Appraisals
Estate Settlement Appraisals
Columbia Home Appraisal: Helping You Achieve Your Objective
There is no reason to dread a home appraisal if you come forward fully prepared to achieve your goal. The objective is to sell your home to a buyer at a very good price or to secure a bank loan through a satisfactory appraisal result. A qualified Columbia Home Appraiser can help you achieve this objective.
A home appraisal is very important when you are going to sell your home, purchase a home or when you are going to use your house as security for a loan with the bank. A home appraiser will survey a home to assess the market value of the property and the price for which it will sell. A detailed Columbia Home Appraiser forms the foundation for determining how much money a bank might lend you.
If you are the seller, there are a number of things you can do to ensure that the results of your home appraisal will be positive. Before your appointment with the Columbia Home Appraiser service, take some extra time and effort to make sure that your home will sell fast and at a price that you will be happy with. Take time out, plan your actions, and invest in a little home improvement work and a lot of cleaning the house and garage, trimming the grass and hedges, and arranging the furniture to best show off the home. Paint the interior and exterior where needed. Even a small budget can support a few gallons of paint. With just a little work you’ll have your home in the best condition to be appraised.
Columbia Home Appraisal: Working with You and Your Lender
If you’re looking to buy a specific house the home appraiser is usually determined by the bank or other lending institution. The lender may have an appraiser that they work with on a regular basis or they may contract with an independent Columbia Home Appraiser. It’s possible that the lender will allow the seller to use an appraiser of their choosing, but only if particular appraiser is someone they are familiar with. But irrespective of which side of the transaction you belong, the lending institution must provide you with a copy of the appraisal report if you have any concerns. A written request would suffice. You are well within your rights to dispute any appraisal you are not satisfied with.
A home appraiser is licensed by the state and unlike a real estate agent has no vested interest in the amount a home sells for so they will provide you with an unbiased and informed opinion as to the value of a home. While a home appraiser isn’t often associated with any lender, a lender will often have a specific appraiser they work with in your area. A professional Columbia Home Appraiser service will approach every appraisal with an objective attitude.
Columbia Home Appraisal: An Informed Assessment
Your Columbia Home Appraiser service will approach the evaluation of your property in two ways. You can get a reliable sales comparison to assess the market value of your house compared to similar properties. Adjustments will be made for differences due to any improvements. If your home is newly-constructed, it could also assess how much it cost you to build the home. Your house would not be inspected and evaluated on its structure and condition as would happen in a home inspection. It would only be surveyed and assessed in terms of its current value and selling price.
Your home appraiser has completed the required courses prior to certification, and has had years of experience in handing home appraisals. They might have already served for a number of years in the real estate industry in the capacity of real estate brokers or agents. They are up to date with current real estate news and market prices. The Columbia Home Appraiser will always be done quickly and efficiently and they will provide you with a detailed report that tells you how your home compares with other similar houses and if there is development in your area. They can tell you how easy or difficult you might find it to sell your home. They will analyze the merits and faults of your property like foundations, private road and right of way, proximity to the community etc.
Columbia Home Appraisal: An Unbiased Opinion
In an open and competitive market like real estate, it helps to work with a reliable and well-reputed Columbia Home Appraiser service. They observe a proper code of ethics in all their business relationships. The home appraiser will have no personal or financial connection with anybody involved in the sale of a home they appraise. They have no vested interests like additional income, extra commission, or the promise of more deals by manipulating the results of an assessment. A good home appraiser would see the structure for its true value, the care you give your home and the efforts you go through to maintain its value, and they will deliver a fair appraisal for you.
Whether you’ll be working on your own to sell your home or with the help of a real estate agent, or if you’re looking to purchase a specific property, a home appraisal will provide you with an entirely objective assessment. It’s an essential, easy and painless process that is a required part of any real estate transaction where a lender is involved. A professional Columbia Home Appraiser service is the best way of making sure everyone involved gets a fair deal.
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